Budgeting Tips - Shop Smart

Make your budget realistic

2. Shop Smart

Smart shopping is all about making your money go further — and it’s easier than you think. Always check for student discounts using apps like UNiDAYS or TOTUM. You’ll be surprised how many brands and services offer lower prices just for students.

21 July 2025

2. Shop Smart

Smart shopping is all about making your money go further and it’s easier than you think. Always check for student discounts using apps like UNiDAYS or TOTUM. You’ll be surprised how many brands and services offer lower prices just for students.

Switch to supermarket own-brand products instead of big-name labels, and compare prices before making purchases, especially online. Planning meals, making shopping lists, and avoiding impulse buys can save you a lot over the term.

Smart shoppers get what they need without overspending.

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Budgeting Tips – Avoid debt

Student overdrafts and credit cards can feel like a safety net but they come with risks. It's best to avoid relying on credit for everyday expenses. Services like “Buy Now, Pay Later” might seem convenient, but they can quickly lead to overspending and long-term debt.